Business
Here are the top 7 business credit cards with no annual fee

Here are the 7 best business credit cards with no annual fee
1. Chase Ink Business Cash Credit Card
The Chase Ink Business Cash Credit Card is an attractive option for small business owners looking for a card with no annual fee. This credit card comes with a range of benefits, including generous cash back rewards on various business-related purchases. With its flexible redemption options and competitive interest rates, the Chase Ink Business Cash Credit Card can help businesses save money while managing their expenses more efficiently. One of the main features of this card is the significant cash back rewards it offers on everyday business expenses. Cardholders can earn up to 5% cash back on office supplies, phone services, and internet purchases, as well as 2% cash back at gas stations and restaurants. This makes the Chase Ink Business Cash Credit Card an ideal choice for companies that have substantial spending in these categories. Additionally, this card comes with numerous other perks and benefits, such as travel and purchase protection, making it an excellent all-around choice for a no-annual-fee business credit card. For a small business that spends $1,000 per month on office supplies and $500 on phone services, they could potentially earn $600 cash back annually with the Chase Ink Business Cash Credit Card.
- No annual fee
- Earn 5% cash back on office supplies, phone services, and internet purchases
- Earn 2% cash back at gas stations and restaurants
- Zero liability protection against unauthorized charges
- Travel and purchase protection benefits
- Competitive interest rates
2. American Express Blue Business Plus Credit Card
The American Express Blue Business Plus Credit Card is another excellent no-annual-fee option for small business owners who want to maximize their rewards. With a straightforward rewards program, this card allows businesses to earn 2X Membership Rewards points on everyday business purchases, up to $50,000 per year. After that, cardholders will continue to earn 1X points for each dollar spent. One of the primary benefits of this card is its flexibility when it comes to redeeming rewards. Not only can you use your points for statement credits or gift cards, but you also have the option to transfer them to several partner loyalty programs. This versatility makes the American Express Blue Business Plus Credit Card ideal for businesses looking to maximize their travel or hotel rewards. Furthermore, this card offers a range of additional benefits like purchase protection, extended warranty, and access to exclusive experiences through American Express Experiences, adding even more value to your small business credit card experience. For instance, if your business spends $40,000 annually, you could earn 80,000 Membership Rewards points, which could be redeemed for various rewards, including flights, hotel stays, or merchandise.
- No annual fee
- Earn 2X Membership Rewards points on every dollar spent, up to $50,000 per year
- Transfer points to various partner loyalty programs
- Purchase protection and extended warranty
- Access to exclusive experiences with American Express Experiences
- Flexible payment options for managing cash flow
3. Capital One Spark Cash Select for Business
The Capital One Spark Cash Select for Business is a reliable choice for businesses seeking an easy-to-understand cash back rewards program without the burden of an annual fee. With unlimited 1.5% cash back on all purchases, this card offers simplicity and convenience for busy business owners who may not have time to track rewards for specific categories. A standout feature of this card is its uncomplicated structure, making it simple for business owners to understand and maximize their rewards. With unlimited 1.5% cash back on all purchases, there’s no need to worry about maximizing specific spending categories or keeping track of rotating rewards. In addition to its straightforward cash back program, the Capital One Spark Cash Select for Business also provides helpful benefits such as free employee cards, fraud protection, and travel perks like car rental insurance and 24-hour travel assistance. Let’s say your business spends $60,000 annually on various purchases. In this case, you would earn $900 cash back each year with the Capital One Spark Cash Select for Business.
- No annual fee
- Unlimited 1.5% cash back on all purchases
- Free employee cards
- Fraud coverage and alerts
- Car rental insurance and 24-hour travel assistance
- No foreign transaction fees
4. Bank of America Business Advantage Cash Rewards Mastercard
The Bank of America Business Advantage Cash Rewards Mastercard offers small business owners attractive cash …
Business
Evangelos Marinakis: Capital Maritime & Trading Corporation Founder

Evangelos Marinakis was born in the Greek port city of Piraeus on 30th July 1967. He is probably best known as the chairman of Capital Maritime & Trading Corporation, having amassed an extensive business empire spanning an array of different industries, most notably shipping.
Vangelis Marinakis studied at the American International University in London, England, graduating with a bachelor’s degree in international business administration and a master’s degree in international relations. He served as a commercial manager for Capital Ship Management Corporation from 1992 to 2005, overseeing the success and growth of many businesses that today form part of the Capital Maritime group.
Founding Capital Maritime & Trading Corporation in 2005, Evangelos Marinakis began amassing an extensive fleet of vessels, which today includes container ships, dry bulk carriers and tankers. Having served as Capital Product Partners LP’s chairman of the board from 2007 to 2014, Mr Marinakis founded Crude Carriers Corporation in 2010, overseeing its merger with Capital Product Partners LP in 2011.
Like his father before him, Evangelos Marinakis is a life-long supporter of Olympiacos FC, the team of his home city, Piraeus. In 2010, he was fortunate enough to be able to purchase a controlling share in the club. Throughout the course of his seven-year tenure as Olympiacos FC president, Evangelos Marinakis led the team to an astounding seven consecutive championship victories.
In addition to owning Olympiacos FC, Evangelos Marinakis also acquired Nottingham Forest FC in 2017, gaining the English Football League’s approval for his ambitious plans to restore the side to its former glory. The scheme included an extensive redevelopment of the team’s historic grounds, culminating in the creation of a worldclass stadium that today ranks as the largest in the East Midlands.
In 2014, Evangelos Marinakis joined forces with Yannis Moralis, the then-Olympiacos vice president and current mayor of Piraeus. Together they launched the Piraeus Winner alliance, running a highly successful election campaign, with Mr Marinakis subsequently becoming an elected member of Piraeus city council. Focusing on improving living standards for local people, transforming infrastructure and establishing Piraeus as a thriving tourist hub, Evangelos Marinakis pledged his own personal finances to facilitate the creation of businesses and jobs throughout the city.
Evangelos Marinakis is also an active investor in the media industry, with his company, Alter Ego Media, ranking as Greece’s largest media group with a presence in broadcasting, content creation and publishing. The group portfolio includes this historical media outlets TA NEA, TO VIMA and OIKONOMIKOS, as well as the radio station My Radio, and Mega, Greece’s largest television channel.
Throughout an extraordinarily successful career spanning not just global shipping but a variety of other industries, Evangelos Marinakis has consistently leveraged his position as a public figure and business leader to achieve a positive social impact. Following the Greek financial crisis, he pledged €168,590 to Greece Debt Free on behalf of Olympiacos FC, providing the non-profit website with vital funding with the mission of eliminating the national debt. A committed philanthropist, Mr Marinakis is the benefactor of an array of worthy causes, actively supporting UNICEF and the Kazantzakis Museum in Crete. He is also a proud patron of Ohio State University’s Miltiadis Marinakis Professorship for Modern Greek Language and Culture.
Today, the Marinakis family owns and operates a vast 146-vessel-strong fleet of dry bulk carriers, ships and tankers. Under Evangelos Marinakis’s visionary leadership, the organisation has gone from strength to strength. Capital Maritime & Trading Corporation has been recognised with numerous prestigious awards for its sustainability efforts, including earning GREEN4SEA’s 2015 Excellence Award and the Green Environmental Achievement Award from the Port of Long Beach in Southern Carolina.
BigBusiness
Which Industries Are the Most Secure for Establishing Your First Business in 2023?

What Are the Safest Industries to Start Your First Business in 2023?
The Top 10 Safest Industries to Start Your First Business in 2023
Starting a business can be an exciting venture, but it is essential to choose the right industry for your first business. When considering which industries are the safest to invest in, you want to look at factors like market demand, stability, and future growth potential. In this blog post, we have put together a list of the top 10 safest industries to start your first business in 2023.
The industries listed here have been selected based on their overall potential for success and long-term growth. These industries may offer lower risks for first-time entrepreneurs and a better chance of success due to established markets, stable customer bases, or growing trends. Keep in mind that while the industries featured here may be considered safer bets, no industry is entirely risk-free, and it’s crucial to conduct thorough research before committing to any business idea.
Let’s dive into our list of the 10 safest industries to start your first business in 2023, where we provide an overview of each industry along with some key points to consider.
1. Eco-friendly Products and Services
As people become more environmentally conscious, the demand for eco-friendly products and services continues to grow. This industry offers a wide range of opportunities for new businesses that focus on sustainability and reducing humanity’s impact on the planet. With increasing public awareness and support from both consumers and governments, starting your business in this field has never been a more attractive option.
For instance, you could design and produce sustainable clothing made from organic materials or create biodegradable packaging for food and beverages. The possibilities are vast, and the market potential is promising for those who can offer innovative solutions to environmental problems.
- High consumer demand for sustainable products
- Supported by government initiatives and regulations
- Potential for social media outreach with eco-friendly messaging
- Attractive to environmentally conscious investors
- Different entry points depending on your business idea (e.g., products, services, consulting)
- Opportunity to make a positive impact on the planet
2. Health and Wellness
With an increased focus on personal health and wellness in recent years, this industry presents a wealth of opportunities for new businesses. Consumers are seeking ways to live healthier lives through various means, such as nutrition, exercise, mindfulness, and holistic remedies. As a result, there is an increasing demand for innovative products and services that cater to these interests.
Consider creating a mobile app that promotes healthy habits or opening a fitness studio specializing in popular workout trends like yoga or HIIT. The opportunities are endless, and with the right approach and effective marketing strategy, you could build a successful business in this thriving industry.
- Growing market with high consumer interest
- Expanding range of possibilities, from apps to physical products
- Increased importance due to global health concerns
- Multiple niches to explore (nutrition, fitness, mental health)
- Can be started online or in-person
- Physical, mental, and emotional well-being will always be relevant
3. Educational Technology (EdTech)
The EdTech industry has experienced rapid growth in recent years, thanks in part to the shift toward remote learning. This industry focuses on integrating technology into educational settings to improve overall learning experiences. There is a vast potential for growth here, especially as advancements in technology continue to shape how we learn and teach.
An example of a successful EdTech startup might be an online tutoring platform that connects students with qualified instructors in their chosen subject area. With online learning becoming more accessible and in-demand, this is an increasingly attractive market for entrepreneurs.
- Rapid industry growth driven by technology advancements
- Expanding range of products and services available
- Increased demand due to remote learning adoption
- Appeals to both individuals and institutions
- Potential for global reach through online platforms
- Relatively low barriers to entry, especially for digital products
… please limit your response to 2800 characters
BigBusiness
Which Industries Are the Most Secure for Establishing Your First Business in 2023?

What Are the Safest Industries to Start Your First Business in 2023?
The Top 10 Safest Industries to Start Your First Business in 2023
Starting a business can be an exciting venture, but it is essential to choose the right industry for your first business. When considering which industries are the safest to invest in, you want to look at factors like market demand, stability, and future growth potential. In this blog post, we have put together a list of the top 10 safest industries to start your first business in 2023.
The industries listed here have been selected based on their overall potential for success and long-term growth. These industries may offer lower risks for first-time entrepreneurs and a better chance of success due to established markets, stable customer bases, or growing trends. Keep in mind that while the industries featured here may be considered safer bets, no industry is entirely risk-free, and it’s crucial to conduct thorough research before committing to any business idea.
Let’s dive into our list of the 10 safest industries to start your first business in 2023, where we provide an overview of each industry along with some key points to consider.
1. Eco-friendly Products and Services
As people become more environmentally conscious, the demand for eco-friendly products and services continues to grow. This industry offers a wide range of opportunities for new businesses that focus on sustainability and reducing humanity’s impact on the planet. With increasing public awareness and support from both consumers and governments, starting your business in this field has never been a more attractive option.
For instance, you could design and produce sustainable clothing made from organic materials or create biodegradable packaging for food and beverages. The possibilities are vast, and the market potential is promising for those who can offer innovative solutions to environmental problems.
- High consumer demand for sustainable products
- Supported by government initiatives and regulations
- Potential for social media outreach with eco-friendly messaging
- Attractive to environmentally conscious investors
- Different entry points depending on your business idea (e.g., products, services, consulting)
- Opportunity to make a positive impact on the planet
2. Health and Wellness
With an increased focus on personal health and wellness in recent years, this industry presents a wealth of opportunities for new businesses. Consumers are seeking ways to live healthier lives through various means, such as nutrition, exercise, mindfulness, and holistic remedies. As a result, there is an increasing demand for innovative products and services that cater to these interests.
Consider creating a mobile app that promotes healthy habits or opening a fitness studio specializing in popular workout trends like yoga or HIIT. The opportunities are endless, and with the right approach and effective marketing strategy, you could build a successful business in this thriving industry.
- Growing market with high consumer interest
- Expanding range of possibilities, from apps to physical products
- Increased importance due to global health concerns
- Multiple niches to explore (nutrition, fitness, mental health)
- Can be started online or in-person
- Physical, mental, and emotional well-being will always be relevant
3. Educational Technology (EdTech)
The EdTech industry has experienced rapid growth in recent years, thanks in part to the shift toward remote learning. This industry focuses on integrating technology into educational settings to improve overall learning experiences. There is a vast potential for growth here, especially as advancements in technology continue to shape how we learn and teach.
An example of a successful EdTech startup might be an online tutoring platform that connects students with qualified instructors in their chosen subject area. With online learning becoming more accessible and in-demand, this is an increasingly attractive market for entrepreneurs.
- Rapid industry growth driven by technology advancements
- Expanding range of products and services available
- Increased demand due to remote learning adoption
- Appeals to both individuals and institutions
- Potential for global reach through online platforms
- Relatively low barriers to entry, especially for digital products
… please limit your response to 2800 characters
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